You should always consider hiring an attorney after a serious car accident, but you may not have time to consult a lawyer before an insurance adjuster contacts you. In this case, it’s important to know your rights and that you don’t have to talk to an adjuster before you contact an attorney.
However, you should file a report with your insurance provider and be cautious about the information you provide.
Insurance Companies Are Not On Your Side
The first thing to realize is that insurance companies are not on your side. They see you as a threat to their profits, and an injured person is a liability to their bottom line. At the end of the day, their job is to settle for the lowest amount possible, and that’s why you don’t trust them.
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Don’t Talk to the Other Side
Talking to an insurance adjuster on the other side can only hurt your case. They aren’t calling you hoping they can award you more money, they’re calling in an attempt to shift the blame off of their side.
You have no legal obligation to talk to other people’s insurance adjusters about your crash. Many people think they have to speak with insurance companies of other drivers after an accident, but that’s not true. If they do call you asking for a statement, decline to make one and hang up.
Don’t Sign Anything You Don’t Understand
If you’re asked to sign something from an insurance company (including your own,) tread carefully! You should talk to a lawyer before you sign any document from an insurance company. Sadly, many people unknowingly forgo their right to just compensation because they sign things they don’t understand.
If you have any questions about something you’re asked to sign, you should talk to an experienced personal injury attorney before proceeding!
Insurance Companies Are Against You
It’s essential to understand the seriousness of talking to an insurance company, one small misstep and you may lose the potential for an ample settlement. This is why it’s advisable to hire a personal injury attorney and allow a lawyer to deal with an insurance company on your behalf.