Tucson Uninsured Driver Accident Lawyer

Providing Legal Representation for Victims in Uninsured Motorist Accidents in Tucson, AZ

Accidents involving uninsured motorists can be complex and frustrating for victims. If you have been injured in an accident caused by an uninsured or underinsured driver in Tucson, you may be facing significant challenges in seeking compensation for your injuries and damages.

If you have been in an accident with an uninsured driver, you may be eligible for compensation for your injuries, vehicle damage, and other losses. At Suzuki Law Offices, we have the experience and resources to help you obtain the compensation you deserve.

Understanding Uninsured Motorist Accidents in Arizona

Uninsured motorist accidents occur when a driver involved in an accident fails to carry the required liability insurance coverage or carries inadequate insurance to cover the damages.

In Arizona, all drivers are legally required to have a minimum amount of liability insurance. This insurance coverage is commonly referred to as “25/50/15” coverage, which means that if you are at fault in an accident, your insurance policy will cover up to $25,000 for injuries sustained by one person, up to a total of $50,000 for injuries to multiple people, and up to $15,000 for property damage.

Unfortunately, not all motorists comply with this law. In the event of an accident caused by an uninsured or underinsured driver, victims often face significant financial burdens, as they may be left to deal with medical bills, property damage, and lost wages on their own.

What is Uninsured Motorist Coverage?

Uninsured motorist coverage (UM) is a type of auto insurance that provides protection to drivers in the event of a car accident caused by an uninsured or underinsured driver. In Arizona, like many other states, uninsured motorist coverage is not mandatory, but it is highly recommended to protect yourself financially in case of an accident involving an uninsured driver.

Uninsured motorist coverage can also come into play if you are the victim of a hit-and-run accident. If the at-fault driver flees the scene and cannot be identified, your uninsured motorist coverage can cover your medical expenses and property damage, depending on the policy.

The following at the types of uninsured motorist coverage available in Arizona:

• Uninsured Motorist Bodily Injury (UMBI): This coverage pays for medical expenses, lost wages, and pain and suffering for you and your passengers if you are injured in an accident caused by an uninsured driver.
• Uninsured Motorist Property Damage (UMPD): This coverage pays for damage to your vehicle and property caused by an uninsured driver. In Arizona, UMPD is optional and may be available depending on your insurance provider.

If you are involved in a car accident caused by an uninsured driver, and you have uninsured motorist coverage, you can file a claim with your own insurance company. Your insurer will then step into the shoes of the uninsured driver and cover the damages you and your passengers sustained up to the policy limits.

In some cases, the at-fault driver may have insurance, but their policy limits may not be enough to cover all your damages. In such situations, uninsured motorist coverage can be considered underinsured motorist coverage, and it can fill the gap between the at-fault driver’s insurance limit and your actual damages.

Let Our Firm Help You Today

If you have been injured in an accident with an uninsured driver, we can help you obtain the compensation you deserve. Our Tucson uninsured motorist accident lawyers have the experience and resources necessary to obtain the compensation you are entitled to.