What Happens When My Car Accident Claim Exceeds Insurance Limits?

After suffering injuries in a car accident, we turn to our insurance company to help cover medical expenses, lost wages, and more. But what happens if your car accident claim exceeds insurance limits? If your insurance claim was denied, you have options to help you get the compensation you deserve. Our Arizona car accident lawyer breaks it down for you below.

Car Accident Claim Exceeds Insurance Limits

Although it doesn’t happen often, there are cases when car accident claims exceed insurance limits. When a car accident claim exceeds the insurance limits the claim will result in a settlement with personal contributions over the policy limits by the at-fault driver.

However, if your car accident claim was denied because it exceeds insurance limits but your policy states otherwise, you might have a bad faith insurance case. Bad faith insurance occurs when insurance providers act negligently and fail to deliver on their policy terms. You can file a bad-faith lawsuit against them to help you recover the compensation you deserve.

How Can I Ensure that I Will Receive the Maximum Car Accident Settlement?

If you were injured in a car accident and you are having a hard time getting the compensation you deserve, you can file a car accident claim. An experienced attorney can review your situation and help you determine what amount you should be receiving to help you pay past and future expenses related to the accident. They can also determine how much you should receive for lost wages along with pain and suffering. Our team at Suzuki Law Offices can help you through the process. We have the knowledge, skills, and experience needed to help you achieve your desired case results.