The Rideshare Business Model & Liabilities
One of the things that set companies like Uber and Lyft apart from traditional taxi drivers is the way they “hire” drivers. Unlike taxies, Uber and Lyft drivers are contractors and not employees. This business model allows them to charge lower rideshare fees, but it does affect liability in car accidents.
Who Pays If You are Injured in an Uber or Lyft?
Uber and Lyft’s insurance policies in Arizona cover both bodily injury and property damage. However, since Uber and Lyft drivers work as independent contractors, they need to make sure that their insurance is up to date.
Below are examples of who would be liable depending on the type of rideshare accident:
- Rideshare app is off: If the rideshare app is off, then the driver’s personal auto insurance will be responsible for covering the damages.
- Rideshare app is on: If the rideshare app is on, then the diver’s personal auto insurance and the company’s liability coverage will cover the damages.
- Rideshare app is on while transporting a passenger: If there is a passenger in the car, the company’s commercial insurance will cover the damages.
Contact Our Phoenix Rideshare Accident Attorneys Today!
If you or your loved one have been injured in an Uber or Lyft accident, you need an experienced attorney on your side. The Phoenix rideshare accident lawyers at Suzuki Law Offices are highly skilled and experienced in helping clients with their car accidents. We know that life becomes difficult after an accident, so we are here to help you protect your rights. We are ready to help you recover your medical expenses and lost wages.
Call or text (602) 682-5270 or complete a Free Case Evaluation form